Boulder Lyft Accident Lawyer
Like Uber, Lyft is a popular ride-sharing app that connects individuals who want rides with drivers who are willing to provide them. When an accident involves a Lyft driver, sorting out blame may be difficult. Here is what you need to know about Lyft accidents in Boulder.
Call (720) 863-6006 to schedule a no-obligation consultation with a skilled Boulder car accident lawyer today.
Requirements to be a Lyft Driver in Boulder
The requirements to be a Lyft driver in Colorado are minimal. Drivers must:
- Have a valid driver’s license
- Be 25 years or older
- Pass a driver screening
- Have the Lyft app on their smartphone
Common Causes of Accidents Involving Lyft Drivers
It’s important to recognize that Lyft drivers do not have any special training that makes them any safer than any other driver on the road, as shown by the minimal driver requirements listed above. Additionally, the demands of the competitive ridesharing business can increase the possibility of accidents caused by:
- Speeding when rideshare drivers are trying to get to fares faster than their competitors and to maximize profits by making as many rides as possible
- Distractions due to constant alerts from the app and navigational directions
- Drowsy driving when the rideshare driver works multiple jobs or gets irregular sleep
- Unsafe drop-offs at locations not designated for unloading passengers
An experienced Boulder personal injury lawyer can review your case and determine who is responsible.
Lyft’s Insurance Requirements
If you are involved in an accident involving a Lyft driver – whether you’re the passenger or an occupant of another vehicle – the timing of the accident is critical to determine which liability insurance policy applies.
Lyft provides no, some, or full insurance benefits, depending on when during the transaction the accident occurred:
The App Is Not On
When the app is off, the driver is like any other driver and is responsible for maintaining personal liability insurance in the following minimum amounts:
- $25,000 for bodily injury to one person
- $50,000 for bodily injury per accident
- $15,000 for property damage
The App Is On and the Driver Is Waiting for a Ride Request
Lyft maintains liability insurance for covered accidents when the Lyft driver’s personal insurance does not apply if an accident occurs while the app is on and the driver is waiting for a ride request. This insurance provides the following liability coverage:
- $50,000 for bodily injury to one person
- $100,000 for bodily injury per accident
- $25,000 for property damage
The Driver Has Accepted a Ride Request
From the moment the driver accepts the ride request until they drop off the passenger, Lyft provides third-party liability coverage of at least $1 million. It also provides first-party coverage for uninsured motorist coverage, underinsured motorist coverage, and MedPay coverage.
Call Our Boulder Lyft Accident Lawyers for a Free Consultation
It can be difficult to sort out what type of insurance applies and who is responsible for a Lyft accident. The experienced attorneys at Daniels & Scriven, P.C. can tackle these legal challenges while you focus on your recovery.
Contact us today at (720) 863-6006 for a free case review with a skilled Boulder car accident lawyer.