Boulder Uber Accident Lawyer
While many people think of Uber and other rideshare services as safe, the truth is that most rideshare drivers do not have any additional skills or driving abilities compared to typical drivers on the roadway. They are just as susceptible to making errors that cause accidents, serious injuries, and fatalities.
With more rideshare vehicles on the road now than ever before, your risk of being injured in an accident involving one increases.
If you were injured in an accident caused by someone else’s negligence, you deserve to be fairly compensated. An experienced Boulder car accident lawyer from Daniels & Scriven, PC can help. Contact us today for your free case review at (720) 863-6006.
Common Causes of Uber Accidents
Uber accidents can be due to the negligence of the rideshare driver or some other driver who caused the crash. Some of the characteristics that make rideshare drivers more likely to cause crashes include:
- Speeding to get from one trip to the next to maximize earnings
- Following too closely to speed up trips
- Distracted driving due to constant alerts from the app, navigation unit, and other sources
- Driver fatigue, caused by working for multiple gig jobs or ridesharing as a second job
- Dropping off passengers in unsafe locations
- Negligent maintenance from failing to perform routine maintenance so the rideshare driver doesn’t lose money while their vehicle is out of commission
An experienced Boulder personal injury lawyer can review your case and explain whether you should file an insurance claim against Uber, the Uber driver, the driver of another car, or even your own insurance company.
Insurance Coverage Available at Different Times During the Transaction
Many people have heard of Uber’s $1 million insurance policy, but did you know this insurance only applies to certain times during the transaction? The amount of coverage available for your claim will depend on when the accident occurred during the rideshare transaction, as follows:
Driver Is Not Logged into the App
If the driver is not logged into the Uber mobile app at the time of the crash, their own personal liability insurance applies.
Driver Is Waiting for a Ride Request
If the driver is logged into the app and waiting for a ride request, Uber’s liability coverage is contingent on the driver’s personal liability coverage. Uber provides bodily liability coverage up to $50,000 per person/$100,000 per accident, and $25,000 in property damage coverage.
Driver Is Picking Up a Passenger or Has a Passenger
This is the period when Uber’s maximum $1 million liability coverage applies. The coverage kicks in when the driver accepts a ride request and continues until they drop the passenger off.
Keep in mind that if another driver is at fault, that driver’s insurance coverage may apply. Coverage provides you with compensation up to the amount of damages you sustained.
Contact a Boulder Uber Accident Lawyer Today
If you were injured in a rideshare accident, you need an experienced attorney on your side who can guide you through the process of filing a personal injury claim. At Daniels & Scriven, P.C., our dedicated attorneys can help. Contact us for a free consultation at (720) 863-6006.